Your business and employees’ needs may change, the support you receive from you broker shouldn’t. We will help you identify those so that you have proper coverage.
Community Rated
Businesses with 2-100 full time employees.
Every company in a given geographic area pays the same premium rate for the same plan – regardless of the age, residence or gender of its participating employees. The premium rates and plan designs are established and approved by the New York State Department of Financial Services and cannot be modified.
Middle Market/Experience Rated
Businesses with 101–500 full time employees.
Experience rating is a method which predicts your future medical costs based on claims history. The insurer calculates your premiums based on your past experience.
This gives us a huge opportunity as our clients’ broker to help control the cost of health insurance. We offer support with wellness initiatives, compliance, handbook reviews and more.
- Experience rating is a method which predicts your future medical costs based on claims history. The insurer calculates your premiums based on your past experience.
- This gives us a huge opportunity as our clients’ broker to help control the cost of health insurance. We offer support with wellness initiatives, compliance, handbook reviews and more.
Let’s Get Started
Benefits by Business Size Information Request
"*" indicates required fields
Don’t like forms? Contact us at or email us.
