Coverage and Risk Management solutions for companies of all sizes.
Business insurance in the Syracuse, NY area, throughout Central New York and beyond.
In today’s ever-changing environment, risk is constant. Business insurance isn’t. We’ll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.
Many insurance agents claim to be “Risk Managers,” in all actuality all they do is get quotes from as many companies as they can. At the Reagan Companies, our goal is to reduce your actual risk exposures, not just sell a commodity-based product to you. Our unique approach allows us to get a deep understanding of your company, and what sets you apart from your competition. It also allows us to discover hidden issues and problems that may be lurking in the shadows of your business. We want to make sure that you are focused on your business, not the business of Risk Management.
Non-Profit Insurance
Even though your organization’s goal is to help people, you are still running a business. That means your non-profit needs to protect itself against the risks that small business owners face. We’ll help you design a non-profit insurance policy that covers your organization’s unique needs.
Property Manager Insurance
If you manage residential or commercial properties, you face a diverse set of risks and potential losses. From liability issues to damage protection, we’ll help you navigate the world of property manager insurance and design coverage that’s a perfect fit.
Errors & Omissions Liability Insurance (E&O)
Errors & omissions liability insurance protects any business that gives advice, makes educated recommendations, designs solutions or represents the needs of others. We’ll design coverage that will ensure that one simple mistake does not cause financial devastation.
Fiduciary Liability Insurance
Fiduciary liability insurance protects individuals acting as ERISA fiduciaries against fiduciary-related claims of mismanagement of a company’s employee benefit plan. We’ll work with you to ensure that employee benefits are handled responsibly and your trustees are protected.
We are your advocate for your surety bond program
A strong relationship with your bonding company is critical to the success of your contracting business.
We have an expert team with extensive underwriting experience working for you. We understand how bonding companies make decisions and will be a strong advocate for your company. You benefit from our solid relationships with our bonding companies and there’s constant collaboration between your bonding company, our bond department and you.
We work with a wide variety of markets, including the largest surety companies in the country. We utilize standard and non-standard markets, large and small programs, the SBA Surety Bond Guarantee Program, the NYS Surety Bond Assistance Program, and various “credit approval” applications. We currently write bonds for the following surety companies:
Our Company Focus
Our Bond Department brings the experience and financial professionalism necessary to maximize your surety bond program. We proactively manage our clients’ bond programs by working closely with their CPAs, bank representatives and bond underwriters.
PDF Resources
- C.A. Shea & Company, Inc.
- CCI Surety
- Cincinnati Insurance Companies
- CNA Insurance Companies
- Excise Bond Underwriters
- Great American
- Hanover Insurance Companies
- Harco National Insurance
- Hartford Ins. Co.
- Hudson Insurance Co.
- Liberty Bond Services
- Merchants Bonding Company
- National Grange Mutual
- Philadelphia Indemnity Insurance Co.
- Selective Insurance
- Skyward Specialty Insurance
- The Magnes Group, Inc.
- The Service Insurance Company
- Tokio Marine HCC – Surety Group
- Travelers Insurance Companies
- U.S. Surety Services Agency Inc.
- Universal Service Agency, Inc.
- Utica Mutual Ins. Co.
- Zurich North America
From large contract bonds to small commercial bonds, we can accommodate virtually any surety bond request, including:
- Bid Bonds
- Performance Bonds
- Payment / Labor & Materials Bonds
- Maintenance Bonds
- Supply Bonds
- Retainage Bonds
- “Perm 44” Highway Permit Bonds
- Excess Weight Road Bonds
- Contractor License Bonds
- Wage & Welfare Bonds
- Court Bonds
- Subdivision Bonds
- Probate Bonds
- Mortgage Broker Bonds
- Motor Vehicle Dealer Bonds
- Utility Bonds
- Release of Lien Bonds
Additional Services Include:
Financial Analysis
Subcontractor Pre-qualification
Joint Venture Partners
Pre-qualification Support
Bond Form & Contract Review
Small Business Administration
Our experience is your advantage. We look forward to meeting your surety bond needs.
Exceeding expectations: A new industry standard.
Reagan Companies is not your typical broker! From compliance to communication, let us provide a full spectrum of solutions for you and your company. We understand the challenges today’s employers face, and we know you’re asked to take on more than ever before. EXPECT more from a broker—EXPECT our full spectrum of solutions.