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Manage your property. We’ll handle the insurance.
Real estate insurance in the Syracuse, NY area, throughout Central New York and beyond.
If you manage residential or commercial properties, you face a diverse set of risks and potential losses. From liability issues to damage protection, we’ll help you navigate the world of real estate insurance and design coverage that’s a perfect fit.
To protect against all the risks you face in property management, you’ll need an insurance policy with several key components. The biggest are general liability, errors & omissions and tenant discrimination.
How can real estate insurance protect you?
Use the yellow hot spots and explore how real estate insurance can help protect against common risks.
General liability is the element that virtually all businesses need to consider. It covers you against the costs of injuries and property damage that other people suffer on your property and for which you are held liable. Look for policies that cover your legal costs as well as damages.
Errors & omissions, also called professional liability, is not so much about the property itself, but rather the decisions and actions you take as property managers. Some examples include disputes over whether you followed eviction procedures correctly, and cases where you mistakenly hire contractors who aren’t adequately licensed.
Tenant discrimination covers you against claims that you acted unlawfully in deciding to whom to rent property, how much you charge and what conditions you specified. This can be a legal minefield, so knowing you’re covered against such claims can be a major relief.
For insurance policies that cover these and other risks of real estate, contact us today.