Coverage based on your business and employee needs.
Health and benefits coverage in the Syracuse, NY area, throughout Central New York and beyond.
Your business and employees’ needs may change, the support you receive from you broker shouldn’t. We will help you identify those needs and ensure you have the coverage that’s right for you.
Community Rated – Businesses with 2-100 full time employees.
- Every company in a given geographic area pays the same premium rate for the same plan – regardless of the age, residence or gender of its participating employees. The premium rates and plan designs are established and approved by the New York State Department of Financial Services and cannot be modified.
Middle Market/Experience Rated – 101 – 500 full time employees.
Middle Market/Experience Rated (icon with more people) – 101 – 500 full time employees.
Experience rating is a method which predicts your future medical costs based on claims history. The insurer calculates your premiums based on your past experience.
This gives us a huge opportunity as our clients’ broker to help control the cost of health insurance. We offer support with wellness initiatives, compliance, handbook reviews and more.
- Experience rating is a method which predicts your future medical costs based on claims history. The insurer calculates your premiums based on your past experience.
- This gives us a huge opportunity as our clients’ broker to help control the cost of health insurance. We offer support with wellness initiatives, compliance, handbook reviews and more.